Fiber Reinforced Concrete (FRC) materials are gaining more relevance in the construction industry. However, the guidelines for the design of the composite material and of structural elements thereof are incipient and the stress bridging mechanisms are still under investigation. This work presents a finite element modelling strategy that takes into account the material meso-level structure. Four phases of the FRC material are considered in the model: coarse aggregates, mortar, interfacial transition zone (ITZ), and fibers. The mortar and aggregates are modelled using triangular linear elements with linear–elastic behavior. Fibers are included using one-dimensional truss elements which are coupled to the matrix through the technique proposed by Congro (2021). Zero-thickness interface elements are introduced at the interface between mortar elements, and at the interface between aggregates and mortar to represent the ITZ. The Take-and-Place method, obtained from Wriggers and Moftah (2006), was adopted in this study to include aggregates in the model. First, the aggregates are generated following a Fuller s curve that means a perfect aggregate package. In the second phase, the aggregates are placed in the model without overlapping. Finally, fibers were added. A mesh fragmentation technique is used to introduced zero-thickness interface elements at the interface between mortar elements, and at the interface between aggregates and mortar to represent the ITZ. To validate the proposed methodology, direct tensile test models were successfully reproduced in finite element analyses performed in an in-house framework – GeMA. Based on the obtained results, the authors could explore the influence of the fibers-aggregate packing in the mechanical response of the composite material.