TRABALHOS DE FIM DE CURSO @PUC-Rio
| Título: | THE INSERTION OF FINTECHS IN THE NATIONAL FINANCIAL SECTOR | ||||||||||||
| Autor(es): |
MATHEUS ROMERO DE MOURA E AMADO |
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| Colaborador(es): |
LIANA RIBEIRO DOS SANTOS - Orientador |
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| Catalogação: | 13/FEV/2026 | Língua(s): | PORTUGUESE - BRAZIL |
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| Tipo: | TEXT | Subtipo: | SENIOR PROJECT | ||||||||||
| Notas: |
[pt] Todos os dados constantes dos documentos são de inteira responsabilidade de seus autores. Os dados utilizados nas descrições dos documentos estão em conformidade com os sistemas da administração da PUC-Rio. [en] All data contained in the documents are the sole responsibility of the authors. The data used in the descriptions of the documents are in conformity with the systems of the administration of PUC-Rio. |
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| Referência(s): |
[pt] https://www.maxwell.vrac.puc-rio.br/projetosEspeciais/TFCs/consultas/conteudo.php?strSecao=resultado&nrSeq=75442@1 [en] https://www.maxwell.vrac.puc-rio.br/projetosEspeciais/TFCs/consultas/conteudo.php?strSecao=resultado&nrSeq=75442@2 |
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| DOI: | https://doi.org/10.17771/PUCRio.acad.75442 | ||||||||||||
| Resumo: | |||||||||||||
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The objective of this work was to study, analyze and undestand the insertion,
actions and impact of the fintechs in the national banking financial sector. The following
research is the result of a quantitative comparative analysis of the financial reports of
2018 from financial institutions previously segregated into two samples. The first being
Fintechs, composed by Banco Inter and Banco Original, and the second Bancos
Tradicionais, composed by the five biggest banks that operate in Brazilian retail:
Banco Bradesco, Banco do Brasil, Caixa Econômica Federal Itaú Unibanco and
Santander. The study of bank s data through financial indicators had shown the high
cost founding, the lower credit retail taxes and bank spread, and the high operational
cost of Fintechs compared to Bancos Tradicionais.
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