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Estatística
Título: THE IMPACT OF FINANCIAL MANAGEMENT APPS ON THE ORGANIZATION OF PERSONAL FINANCES
Autor(es): GUSTAVO RANSI BAUM
Colaborador(es): ANDRE CABUS KLOTZLE - Orientador
Catalogação: 17/JUL/2025 Língua(s): PORTUGUESE - BRAZIL
Tipo: TEXT Subtipo: SENIOR PROJECT
Notas: [pt] Todos os dados constantes dos documentos são de inteira responsabilidade de seus autores. Os dados utilizados nas descrições dos documentos estão em conformidade com os sistemas da administração da PUC-Rio.
[en] All data contained in the documents are the sole responsibility of the authors. The data used in the descriptions of the documents are in conformity with the systems of the administration of PUC-Rio.
Referência(s): [pt] https://www.maxwell.vrac.puc-rio.br/projetosEspeciais/TFCs/consultas/conteudo.php?strSecao=resultado&nrSeq=71653@1
[en] https://www.maxwell.vrac.puc-rio.br/projetosEspeciais/TFCs/consultas/conteudo.php?strSecao=resultado&nrSeq=71653@2
DOI: https://doi.org/10.17771/PUCRio.acad.71653
Resumo:
The growing popularity of financial management apps has transformed the way individuals manage their personal finances. In light of this, this study sought to analyze the impact of these tools on users financial organization. The main objective was to understand how apps contribute to budget control, changes in consumption habits, and financial planning. The methodology adopted consisted of quantitative research, conducted through an online questionnaire applied via Google Forms, aimed at users of financial management apps. The results indicated that most participants gained greater control over their spending, set financial goals more clearly, and demonstrated greater awareness in consumption after using the apps. In addition, the practicality of the tools stood out as a determining factor for continued adherence. It is concluded that these apps play a significant role in promoting financial education by facilitating the planning and control of personal finances. However, they still face important challenges related to usability and maintaining user engagement in the long term.
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