In 2015, facing a scenario of inflation, compromised income, indebtedness and a consequent increase in defaults, Nielsen (2014) determined that the middle class is the most affected in its financial life. In accordance with the Institute, this class presents an average spending 15 per cent above its monthly income. The present study aims to identify the main root causes that lead citizens of this social class to indebtedness and the most suited solutions to lead them out of this situation. The paper presents a quantitative survey conducted with 104 members of middle class. The results indicate that the financial problems experienced by middle class derive from credit card facilities, consumerism, lack of financial planning and unexpected events. In addition, women and people with low educational attainment levels are more susceptible to getting into debt. In relation to solutions to lead them out of this situation, a strategy has been drawn in this research. Finally, Financial Education was considered a feasible alternative to reduce indebtedness. The evidences hereby disclosed may be applied on a larger scale in order to develop financial knowledge to middle class and helps them to make a conscious use of credit products and services.