This work contributes to the literature of financial deepening by evaluating whether changes in local bank system accessibility drives to changes in the occupational choice of family chiefs, in particular, to changes in the probability through which family chiefs decides to become employers. A double experiment on the basis of differences in differences and propensity score matching techniques is conducted. Results point towards the conclusion that family chiefs living in cities whose local bank industry has gone through a concentration experience are proportionally more restricted in their occupational choices. On the other hand, no evidence of significant effects from variations in the capillarity level of the bank system was found. Theses results suggest that enforcement of competitive practices in the bank system deserve at least as much consideration as banking initiatives.